In 2014 -15 we at Intellecap were fascinated by the energy of entrepreneurship and its role in transforming societies and local economies through product or business model innovations. This report was made then and we are uploading the same now as a way of looking back while looking ahead in all that we do.

With the rapid mobile penetration in emerging economies, FinTech may easily be the buzz word or the flavor of this decade. While FinTech refers to firms leveraging technology to deliver financial products/services or capabilities to customers or other financial services firms, it has also carved out its distinct offering to create a full-fledged sector group, complete with its own service providers, accelerators and market. Once a conduit of the traditional financial service sector, today, FinTech holds its own as a mainstay service sector.

Intellecap, supported by the Rockefeller Foundation, conducted in-depth research over a period of 5 months on key areas of momentum around post-harvest losses (PHL) in India. This report synthesizes insights from this research and presents the important roles the government, civil society organizations (CSO) and the private sector play in addressing PHL and improving smallholder farmer (SHF) livelihoods.

This publication by Intellecap in partnership with Shakti Sustainable Energy Foundation, New Delhi reviews the financing needs of Decentralized Renewable Energy (DRE) enterprises across various growth stages as well as business models and explores the design of alternative structures to seal the gaps in the prevailing Indian scenario. DRE enterprises in India, particularly those involved in rural electrification as Energy service companies (ESCOs), face challenges in accessing finance on account of high-risk perception and low overall returns with longer paybacks.